List of Upcoming bank and government exams in 2017

The candidate should be careful while filling out the application

Latest News :  More than 1.5 crores candidates took up the bank exams of IBPS (Institute of Banking Personnel Selection) in the last three years and vacancies in the Indian banks equaling 68000 were occupied.

When it comes to making a career choice that promises security and financial stability, bank jobs in India have always been roped in first. Public sector banks are getting a tough competition from private banks. As a result, they are reaching out to rural and semi-urban areas. Despite the rise of Information Technology, millions of people still prefer bank jobs and apply for various positions in public sector banks.

Here’s the list of upcoming bank exams and jobs in 2017. It also features other government exams.

Listed are the important details regarding the bank exams and jobs for the year 2017-18:

Particular (Exams)	No. of posts	Apply on or before	Date of Examination
State Bank of India Management Executives Recruitment	554	May 18	June 18
RBI Grade B Officer Recruitment 2017  (GEN 77, OBC 52, SC 26, ST  8)	161	May 23	June 17
IBPS Exams Calendar 2017 (Click here for viewing the calendar)		TBA	TBA
SSC Exam Calendar 2017 (Click here to view the calendar) (www.ssc.nic.in)			2017

How to Apply for SBI Management Executive Recruitment:

An aspiring candidate should have their valid active email ID for better communications regarding results other important announcements. It helps them receive Call Letter/Interview Advices and other important documents by email. The candidate has to register online through the Bank’s website https://bank.sbi/careers and www.sbi.co.in/careers and pay the application.

The candidate should scan their latest photograph and signature. This is essential for online application otherwise the application would be invalidated.

The candidate should go the bank’s website (www.bank.sbi/careers/) and (www.sbi.co.in/careers). In the Recruitment link, select the suitable online application format.

The candidate should be careful while filling out the application. Once the application is filled in completely, he or she should submit the data. (read more...)

Ransomware attack: Why do hackers want payments through bitcoins?

'WannaCry' - the ransomware, asked users to pay a $300 ransom in bitcoins

 

 

Latest News : The recent ransomware attack has renewed a long-running debate about the dangers of digital currency. For those who are not yet aware, a malicious malware attacked almost 150 countries. The concept of the attack was simple: Your computer gets infected with a virus that encrypts your files until you pay a ransom.

"WannaCry" - the ransomware, asked users to pay a $300 ransom in bitcoins. The ransom note indicates the payment amount will be doubled after three days. If payment is not made after seven days, the encrypted files will be deleted. Security experts warn there is no guarantee that access will be granted after payment. Some ransomware that encrypts files ups the stakes after a few days, demanding more money and threatening to delete files altogether.

 

Why do hackers prefer Bitcoin over other modes of payments?

• Of late, digital currency Bitcoin has emerged as a favourite tool for hackers.        Why is it a soft target? - When you pay something digitally, you use net banking, credit card or debit card. Now your information is attached to the card such as name, address, etc).
  However, the case is different with bitcoin. The transactions you make using the currency are completely anonymous. According to a NDTV report, whenever customers trade in bitcoin, a private key associated with their wallet is used to generate a bit of code. That code is publicly associated with customer transaction but with no personal identifying information.
  Thus, every transaction is recorded and securely signed in an open ledger that anyone can read and double-check.
  Experts say that one of the probable reasons why hackers chose bitcoin as a form of payment was this - It protects identity.
  Earlier, hackers used to ask for money from PayPal but due to stringent KYC (Know Your Customer) norms in PayPal, they have shifted to bitcoins.(read more...)

HDFC too matches SBI, ICICI's home loan rates at 8.35%

In HDFC, new rates are applicable up to limit of Rs 30 lakh

 

Breaking News : The war for attracting customers for Affordable housing loans intensified on Monday after ICICI Bank and HDFC Ltd. reduced their interest rates by up to 0.3 per cent for loans of up to Rs 30 lakh to promote affordable housing.

New home loans rates for up to Rs 30 lakh for women will be 8.35 per cent and for other others, 8.40 per cent, mortgage lender HDFC Ltd said in a statement.

For home loans above Rs 75 lakh it is now 8.55 per cent, from 8.75 per cent for all, it said. The new rates are effective from Monday and are expected to be followed other lenders as well.

Earlier in the day, the country’s largest private sector lender, ICICI Bank too reduced interest rates by up to 0.3 per cent for home loans up to Rs 30 lakh in its bid to boost affordable housing. With this reduction, salaried borrowers can avail home loans at among the lowest rates in the industry, the country’s largest private sector lender said.

Salaried women borrowers will get home loans at 8.35 per cent and others at 8.40 per cent, it said.

Last week, State Bank of India (SBI) had reduced its affordable home loan rates by up to 25 basis points, offering a lower rate of 8.35 per cent to new women borrowers (read more...)

WannaCry attack: What happened to my computer and how do I recover files?

WannaCry encrypts data files and ask users to pay a $300 ransom in bitcoins

 

 

Breaking News :  WannaCry Attacks encrypts data files and ask users to pay a $300 ransom in bitcoins. The ransom note indicates the payment amount will be doubled after three days.

If payment is not made after seven days, the encrypted files will be deleted. A look at how best one can protect oneself from ransomware:

• New ransomware variants appear on a regular basis. Always keep your security software up-to-date to protect yourself against them
• Keep your OS and other software updated. Software updates will frequently include patches for newly discovered security vulnerabilities that could be exploited by ransomware attacker
• Email is one of the main infection methods. Be wary of unexpected emails, especially if they contain links and/or attachments
• Be extremely wary of any Microsoft Office email attachment that advises you to enable macros to view its content. Unless you are absolutely sure that this is a genuine email from a trusted source, do not enable macros; immediately delete the email instead
• Backing up important data is the single-most effective way of combating ransomware infections. Attackers have leverage over their victims by encrypting valuable files and leaving them inaccessible.
• Using cloud services could help mitigate ransomware infections, since many retain previous versions of files, allowing you to ‘roll back’ to the (read more...)

With 1 flight in 65 seconds, Mumbai becomes busiest single-runway airport

No other large city in the world is served by a lone airport that has a single operational runway

 

 

Latest News : GVK group-run Mumbai airport has been crowned the world’s busiest airport among the single-runway facilities as it overtakes London’s Gatwick airport, which handles 757 flights a day.

The airport operator and Mumbai air traffic controller (ATC) handle one of the difficult jobs in the world, as every 65 seconds an aircraft either takes off or touches down at the airport, that is, around 837 flights a day. All leading cities like New York, London, Dubai, and Singapore have more than one airport, with multiple runways.

The New Delhi airport has three parallel runways in use at any given time.

Ransomware Cyber Attack: Victims, Governments Share Blame, Says Microsoft

A sneak peek into Mumbai airport

• No other large city in the world is served by a lone airport that has a single operational runway
• Illegal squatters occupy nearly one-third of airport land
• Second airport proposed in Navi Mumbai is yet to come up
• All passenger and cargo operate from a single runway (09/27). When shut for repairs, it uses secondary runway (1432)
• ATC manages two arrivals every 130 seconds and one departure in between these two arrivals
• In 2016-17, it logged in 8% growth in volume over 2015-16
• Originally envisaged capacity is only 40 million passengers
• Mumbai has an extensive network that takes passengers to over 95 domestic and international destinations
• In terms of cargo shipments, it has grown to 7,829,000 tonnes in 2016-17, from 532,000 tonnes in 2007-08  (read more...)

Wrong name in PAN, Aadhaar cards? Now, you can fix such errors online

Last week, the I-T department launched a facility to enable a taxpayer to link his Aadhaar and PAN

 

 

Breaking News : Your permanent account number (PAN) or Aadhaar documents have errors in names or other details? There is no need to worry, the income tax department has launched an online facility to correct such issues.

Alongside the facility to link biometric identifier Aadhaar with PAN, the department has also put two separate hyperlinks on its e-filing website — one to update changes in existing PAN data or for application of new PAN by an Indian or a foreign citizen.

The second hyperlink is for individuals who want to update Aadhaar details by logging into 'Aadhaar Self Service Update Portal' using the unique identity number. The individual can then upload scanned documents as proof for data update request.

---

Kulbhushan Jadhav Case: India, Pak Set For Battle At ICJ After 18 Years

---

Over 1.22 crore assesses already have Aadhaar-linked PAN but the number is abysmally low as there are over 25 crore PAN card holders in the country, while Aadhaar has been issued to 111 crore people.

As per statistics with the tax department, only 6 crore people file income tax returns at present.

Finance Minister Arun Jaitley, through an amendment to the Finance Bill for 2017-18, had made Aadhaar mandatory for filing income tax returns and provided for linking of PAN with Aadhaar to curb tax evasion through use of (read more...)

Emojis might be your next password. Here's why

People commonly use emojis to express moods, emotions and nuances in emails and text messages

Current News :  Would you rather unlock your smartphone with a plain four-digit PIN or with a smiley-face emoji? Would it be easier and more pleasant to remember emojis for example, or “2476”?

Smartphone users commonly use emojis to express moods, emotions and nuances in emails and text messages – and even communicate entire messages only with emojis. In 2015, a British company tried using emoji passcodes in place of PINs at bank ATMs. But there had been no formal study of how easy they were to use, or how secure they were in comparison to other methods, like PINs.

⇒ Want To Shed Extra Kilos? Try Eating Avocados ⇐

To learn more, in the lab and in the real world, a team of researchers from the Technical University Berlin, Ulm University and University of Michigan, led by TU Berlin Ph.D. candidate Lydia Kraus, developed EmojiAuth, an emoji-based login system for Android smartphones. How well would users remember their emoji passcodes? Could they be more secure, too? And might they be more fun, adding a bit of enjoyment every time a user unlocked her phone? (read more...)

Humans must leave Earth in 100 years to survive: Stephen Hawking

Climate change, asteroid strikes and overpopulation will make survival impossible, he says

 

 

Latest News : Humans will need to colonise another planet within the next 100 years to survive climate change, asteroid strikes and overpopulation, according to renowned British physicist Stephen Hawking.

In a documentary, Expedition New Earth - part of the BBC's new science season Tomorrow's World - Hawking and his former student Christophe Galfard will travel the world to find out how humans could survive in outer space.

---

⇒ Sneak Peek Into Justin Bieber's India Tour: Yoga, Jacuzzi, Convoys & More ⇐

---

In the series, Stephen Hawking claims that time is running out for the Earth and humanity will need to leave the planet for its survival.

The shows aims to find Britain's greatest invention, by asking the public to vote on the innovation which has been the most influential in their lives, The Telegraph reported.

Last month, Hawking had warned that the aggressive instincts of humans, coupled with the fast pace of growth in technology may destroy us all by nuclear or biological war, adding that only a 'world government' may prevent this impending doom (read more...)

MCD Election Results 2017 LIVE: BJP wins, AAP routed, Congress makes surprise comeback in Delhi

Get live updates and latest news on Delhi MCD Election 2017  results along with photos, videos

MCD election result LIVE: The Delhi civic election result will be declared today. The counting of votes polled in 270 wards of the South Delhi Municipal Corporation (SDMC), East Delhi Municipal Corporation (EDMC) and North Delhi Municipal Corporation (NDMC) began at 8 am. BJP is set to have a clear mandate.

 

The Congress party makes a surprise comeback and is at number 2 in the MCD South and MCD East, with Arvind Kejriwal's Aam Aadmi Party in last place. In the MCD North, where the BJP already has a big lead, AAP is a poor second. A win today will add to the BJP's list of victories in state and local elections across the country. For AAP, which swept assembly elections in Delhi two years ago, the Delhi civic elections are a fight to remain politically relevant after losing the Punjab and Goa elections last month

The counting of the votes will go on till late in the day. Security personnel belonging to Delhi Police, paramilitary forces and the Home Guards will keep watch at the counting centres.

 

CATCH ALL THE LIVE UPDATES ON MCD ELECTIONS 2017  LIVE BLOG

 

Exit polls predict sweep for BJP in Delhi

* India Today-Axis exit poll claimed the BJP may bag anything between 202 and 220 seats, while the AAP and the Congress will score something around 23-35 and 19-31 respectively.
 

* The CVoter-ABP exit poll claimed the BJP was likely to sweep Delhi with 218 seats, limiting the AAP and Congress to 24 and 22 seats respectively.

Delhi Chief Minister Arvind Kejriwal on Monday warned of launching a "movement" if the MCD exit poll results, which have predicted a BJP sweep, come true.

"If such results come then it proves that manipulation has happened, like in Punjab, Uttar Pradesh, Pune, Mumbai, Bhind and Dholpur. We are the product of a movement. We are not here to enjoy the pleasures of power. We will return to movement," he said.

  

 

E-wallets to the rescue: How to turn credit card money into hard cash

And it is free if done through e-wallets. But wallet companies can block repeat offenders

 

Latest News - A few weeks earlier, Paytm had started charging its customers a two per cent fee for adding money to the wallet using their credit cards. However, the mobile wallet company withdrew the fee after a week, saying it would cause inconvenience to a large section of their customers.

So, how does one transfer credit card money into a bank account via an e-wallet? The mechanism is quite simple. A user sends money to the wallet through his credit card, say Rs 15,000. Well-established mobile wallets such as Paytm, MobiKwik and FreeCharge allow funds in the wallet to be sent to any bank account. All the person has to do is enter his account number and the National Electronic Funds Transfer (NEFT) code. He can send the entire Rs 15,000 to any bank account he wishes to. 

Most wallet companies don’t allow transfer of funds immediately. One can send the money to a bank account only after 48 hours. The best part: There are no charges on deposit or on withdrawal of money from the wallet. The wallet provider bears the cost. 

It’s a smart way to get a hassle-free loan. An individual does not need to fill up an application form, share documents, wait for the approval, and so on. There’s no fear of rejection because of a low credit score. It can also be at zero cost if the person pays back the issuer before the due date. To many, it may look line an easy credit line, but it’s not.

A few do it to earn points on their credit card without actually spending on anything. But banks have to report to the income-tax.(read more...)